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Patience Newman

Bio Statement An Interview With an Identity Theft Expert

Identity theft is one of the fastest growing crimes in America. Annually, there are 10 million Americans who fall prey to this crime and the numbers are increasing, according to the Federal Trade Commission, a consumer protection agency. The damages done by identity theft to its victims amounts to $52 billion every year and if the number of victims is increasing, then it's not impossible that this figure will also rise steadily.

I recently had an interview with an identity theft expert and I would like to share with you some of the information that I got from the said interview. This is to help you increase your awareness about this modern crime.

Question: What is identity theft?

As mentioned, identity theft is one of the fastest growing crimes, not only in America, but in all over the world. This is made possible by the increased accessibility of the internet and mobile devices to apply for irs refund anticipation loan. It occurs when an individual is able to gain access to another person's personal identifying information like full name, address, place of work, bank account and credit card numbers, email and more. The perpetrator of the crime-the identity thief-then uses a combination of these data to assume the other person's identity.

The end result? The victim receives calls from credit companies and lenders, they are denied of their loan applications, he or she can't get a good job nor can the victim claim for a medical insurance or tax refund. Why so? Because someone else has assumed their identity and used it for fraudulent purposes. More often than not, identity theft is a discovered only after all the damages have been done since most identity thieves are very careful with their transactions and actions. When they steal their victim's credit card information, they also intercept their victim's mail so that the victim will not get their monthly credit bills and will never realize that someone else has been deceitfully making charges under their name.

Identity theft is not just a problem for the victims but it's also a problem for the law enforcement. It usually takes a lot of time and money to investigate on the crime and sometimes, following the paper trail can be a bit tricky. Identity thieves are too professional that they do not leave easy evidences that will lead the police enforcers. When you become a victim of identity theft, you will also have to endure long hours over the phone and months, if not years, of communication with creditors, credit bureaus and the police to fully resolve your crime.

Protecting yourself against identity theft is something that should be taken seriously. It does not necessarily mean that you have to go subscribe to identity protection services but you should simply be vigilant and diligent enough in protecting your personal information. You should know that it is something that you should not easily share with people who ask for it unless you truly trust the person that you are dealing with.

Tina L. Douglas is a skilled writer from California. With numerous experiences in the field of writing for several financial institutions, she is greatly qualified across a variety of economic issues. Her notable pieces of writing involve identity theft detection [] and credit protection service

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